Deep deposits: LVR restrictions and investment property
Looking to grow your property portfolio? If you haven’t bought a house lately, you might need to read up on how the latest loan-to-value (LVR) ...
Read MorePreserving capital gains: how to stay clear of the Bright-line test
NOTE: for general information purposes only. We recommend professional advice to ensure you are working with the most up-to-date information tailored to your situation. If ...
Read MoreHousing Shortage
It’s a basic rule of economics. Price is a matter of supply and demand. It’s no wonder first home buyers have been watching the housing shortage with increasing angst.
The good news is there’s increasing evidence that the shortage isn’t as stark as it might feel...
Read MoreUnderstanding the capital gains tax
In recent years, any time housing comes up, it seems there’s also some controversy about the capital gains tax. What is it? What’s the Bright-line test? Does any of it apply to you?
Read MoreReady, set, buy! Get your finances ready for your first home
Dreaming of picking up the keys to your very own home? It’s time to get your finances in order. The right deposit and track record will help ...
Read MoreHow do home loans work?
As you get ready to sign on the dotted line, it’s important to understand the financial commitment of owning a home, and what your options ...
Read MoreGet fluent in home loan lingo
That’s when you find out they don’t explain things for first-timers. Most financial professionals, and even real estate agents, just expect you to know what ...
Read MoreWhat is an unsecured loan? And how does it work?
What does an ‘unsecured loan’ mean? An unsecured loan is a loan where the finance being required doesn’t require the borrower to provide any collateral ...
Read MoreHow to improve your credit score
There are many ways that you can improve your situation in the longer term, it takes a bit of patience and some discipline, but it is do-able. Here are some tips that we’ve put together that can get you on the road to credit recovery...
Read MoreHow debt consolidation can help
Bringing certainty during uncertain times We can all relate to how recent world events have brought a level of uncertainty to our everyday lives. A ...
Read MoreCOVID-19 helpful information
Around 70% of New Zealanders have had their income affected since the Covid-19 pandemic hit the country which means time to conserve money for a lot of families...
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