We understand that everyone’s financial situation is different and often requires a unique approach to cater to our customer’s financial needs. If you are looking for a new vehicle, you can take out a loan with us to cover all or part of your new ride. Whether you’re putting down a deposit, or trading in your current car, we can help to make it happen.

Vehicle Finance to Get You on The Road, Fast!

Car finance makes it easy to get the car you need


A secured loan through The Lending Room gives you more options for vehicle finance in New Zealand, along with competitive interest rates. By securing the loan with your new vehicle, this keeps things simple.

Apply Now


If you’re in the market for a new vehicle, boat or motorbike, getting pre-approved for a loan means you’ll have more flexibility to snap up any deals that you find while on the hunt. Pre-approval also gives you a much better understanding of your budget, and how high you can go if you’re at an auction.

Apply Now


If you’re paying too much interest with someone else, we can help you with that. With The Lending Room, we can help you refinance your existing loan with us, and we will work alongside you to secure an interest rate and repayments that suit you and your situation.

Apply Now

Car Insurance options to protect your investment.

With these insurances in place, you can be confident you’ve got the right back-up if something unexpected happens.

  1. mechanical breakdown Insurance

    If you’re worried about protecting your investment, we can help you out with mechanical breakdown Insurance to cover you if you break down.

  2. Guaranteed Asset Protection Insurance

    GAP Insurance protects against losses that could occur when your vehicle is declared a total loss (written off), and the settlement amount paid by your vehicle insurer is less than the amount you owe to your financier for the vehicle loan.

  3. Payment Protection Insurance

    Payment Protection Insurance will help keep things simple if you find yourself unable to make payments.

Why choose The Lending Room


We believe the best vehicle finance options are the ones that are tailored uniquely to suit our customer’s needs.

We give our customers the ability to make flexible direct debit repayments monthly, weekly or fortnightly. So you can create an automatic transfer on your payday, and never have to worry about upcoming payments again.

You’ll also receive a tailored interest rate, depending on factors like your financial situation and credit history – all we need is information around your circumstances, income and expenses via a friendly conversation with one of the members of our team.