First home buyer? You’re in the right place

Buying a house can be daunting. It’s much easier with an expert to walk you through it and manage the paper trail. Before you hit the open homes and start picking colour schemes, get help and get informed so the whole process is as stress-free as possible. Remember, it’s supposed to be exciting!

You also don’t want to get stuck with the same mortgage as everyone else and spend the next 30 years lining a bank’s pockets. We know how to optimise loans so you can put your hard-earned dollars toward truly getting ahead.

We can also help you navigate the various government subsidies and grants. These include:

  • Home Start Grants
  • First Home Loans
  • Kāinga Whenua Loans
  • Tenant home ownership
  • KiwiBuild

You may also be able to get government assistance to buy your first home if you’re a KiwiSaver member, a Kāinga Ora tenant and wish to buy the house that you live in.

Important steps when buying your first home:

  1. Build a support team. You’ll need a lawyer, an insurer and a bank or financial adviser (that’s us!).

  2. Confirm your finances and get a pre-approval from your lender.

  3. Do your homework on a property – research it thoroughly so you can make an informed decision.

  4. JBefore you make an offer, you need to understand the method of sale. Advertised price, deadline sale and by negotiation are the most common methods of selling property in New Zealand.

  5. Plan your settlement day, make a pre-settlement inspection and make sure your finances and insurance are in order, then pick up the keys and move in!