Unsecured loans – more options for you

With an unsecured loan you can borrow $1,000- $20,000 based on your ability to pay it back, without needing an asset on the loan. We’ll look at your situation and come back with the amount you’ll be able to borrow. And we’ll make sure you get the best rates around so you can get those unexpected dentist or surgery bills sorted, or start planning the renovations, holiday or wedding of your dreams.

Other loan options

Bad credit loan

Even if you’ve got a bad credit history or defaults with Baycorp and are having trouble getting finance, our lending experts can probably help.

Debt Consolidation

Combine your store cards, credit cards, loans and hire purchases and pay them off all at once – it’s simpler and could save you money in the long run.

Refinance loan

If you’re paying too much interest somewhere else, we can help. Refinance your loan with us and we’ll sort you out with an interest rate and repayments to suit you.

Make a start and apply today

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Unsecured loan repayment options

We create unsecured loans that are tailored to suit you, so they’re easier manage and pay off.

You can choose to make direct debit repayments monthly, weekly or fortnightly – it’s simple. If you set it up on your pay day, you’ll never have to worry about upcoming payments again.

You’ll also get a tailored interest rate, depending on things like your financial situation and credit history – all we need is a bit of info about your circumstances, income and expenses.

I have never had a better experience with a company, Julian Sheridan was great, helped me every step of the way and I will for sure recommend the Lending Room to anyone I know that needs a loan.
– P Williams